Tuesday, January 14, 2014

Vision Insurance: Do I Need It?

By Maryl Joop


Here is yet another "do I need it?" question about insurance. There seems to be endless suppliers of insurance providing coverage for every imaginable thing. What is worth investing in and what isn't? It's hard to say. Everybody's situation is different. It depends on a lot of things including your eye health, income, primary insurance, and so on.

Dirty glasses are difficult to see through, gross and above all, not cool. Keeping your glasses clean is an important part of your vision care, will help you to maintain popularity, and will decrease your general grossness. As you choose the best frames for your face, remember to keep them clean so you can see, and others will see you as the cool and cleanly person you are.

You have a decent income. In a situation like this, you probably don't need additional vision insurance. The return won't justify the investment.

Glasses have a tendency to collect dirt and bacteria like nobody's business. You should clean your glasses on a regular basis to protect against the buildup of dirt and grime. Don't stop at the glass frames either. You should clean the metal parts attached to the frames. Use a mixture that's gentle for your skin, but will also remove a majority of the germs attached to your glasses.

When it comes to cleaning your glasses at home, there are even more options. One option is to use what is called the rinse method. This method involves using mild soap on a soft cloth as you rinse your glasses in the running water of your sink. When your lenses are clean, the water should run right off, and you should only need to dry the frames.

Think of it this way. Infomercials are there to sell things that seem cool, appealing, unique, and useful, but never are. Almost without fail, anything you buy from an infomercial will end up in a corner collecting dust. It's junk. No matter how worthwhile it may seem, it will turn into garbage. Yet so many people, against their better judgment, fall for it anyway. They think, "Well that's kind of handy. I could make use of that. Besides, look how cheap it is. That would be nice to have around the house." Once it arrives, it's cool for a week, and then it ends up in the garage. The catch is that it's true that it was nifty and potentially useful. However, very few people actually need it.

The key is to evaluate your needs. If you have pre-existing vision problems and expect to need financial support, it could be a good idea to get vision insurance. Vision health plans are there for those who need it.

Nothing is more annoying than gross and foggy frames. They are difficult to see through (which is kind of the whole point of glasses, right?) and just look gross. Having poorly cared for glasses will make a negative impression on the people you encounter and may affect the way they think about you and your ability to perform work. Judging people based on appearance is not a good idea, but people do it, so make the choice easy and take care of your glasses.




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