Online shopping has become quite common these days with every other individual buying merchandise online with credit and debit card programs. However, when shopping online, many people are unaware of the safety measures that need to be taken in order to prevent identity theft, and other fraud cases.
What has made online shopping such a seamless process? Credit and debit card programs have made online shopping a fun and efficient way to purchase things over the internet.
Nevertheless, in spite of being safer than debit card programs, the use of credit cards online still requires a bit a caution. Here is how you can perform safer online credit transactions:
Only Shop at Trusted Sites Not all websites are equally secure and you need to determine which ones are the most secured ones. Do not visit sites that are sent in spam emails, and only purchase items from authentic sellers that can provide you with the best quality of goods.
Avoid online shopping on public networks Publically accessed networks are great for browsing online stores and discovering the best items to purchase. However, it is always advised to avoid credit card transactions on networks where your personal details may be hacked by another user.
3. Equip Your Device with an Antivirus Software In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
Avoid Debit Card Programs As mentioned above, debit cards should be avoided when making purchases online. The reason for this is that if your debit card information is stolen, you will lose all of the money within your account. However, with a credit card, the theft will not cost you your money.
5. Always Keep a Copy of Your Online Shopping Receipts If you are an avid online shopper, you should always print out the receipts after making a purchase. This way you will have physical proof of all the transactions you have made in the past and can easily refer to it if it seems money is disappearing from your account.
Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month.
Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
What has made online shopping such a seamless process? Credit and debit card programs have made online shopping a fun and efficient way to purchase things over the internet.
Nevertheless, in spite of being safer than debit card programs, the use of credit cards online still requires a bit a caution. Here is how you can perform safer online credit transactions:
Only Shop at Trusted Sites Not all websites are equally secure and you need to determine which ones are the most secured ones. Do not visit sites that are sent in spam emails, and only purchase items from authentic sellers that can provide you with the best quality of goods.
Avoid online shopping on public networks Publically accessed networks are great for browsing online stores and discovering the best items to purchase. However, it is always advised to avoid credit card transactions on networks where your personal details may be hacked by another user.
3. Equip Your Device with an Antivirus Software In all your technological devices, which include smart phones, handheld devices, computers, and laptops, remember to install antivirus software in all of them. In doing so, it ensures that your credit card information is less likely to get stolen or hacked.
Avoid Debit Card Programs As mentioned above, debit cards should be avoided when making purchases online. The reason for this is that if your debit card information is stolen, you will lose all of the money within your account. However, with a credit card, the theft will not cost you your money.
5. Always Keep a Copy of Your Online Shopping Receipts If you are an avid online shopper, you should always print out the receipts after making a purchase. This way you will have physical proof of all the transactions you have made in the past and can easily refer to it if it seems money is disappearing from your account.
Printed receipts can also be used to calculate your expenses and determine if the right amount of money is being charged to you at the end of the month.
Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.
About the Author:
Plastic cash has allowed consumers to make large payments with ease by using credit and debit card programs. However, care still needs to be taken to ensure that your MasterCard co-branded card transactions are done with total safety.. This article, How To Make Safer Online Transactions With Credit Cards is available for free reprint.
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