Companies that provide health cover carry out medical checkups to find out about your health status. Blood and urine samples are used to determine whether you use prohibited substances like marijuana. This requirement is what makes most marijuana users not apply for Bucks county health insurance because they dread getting arrested. The reality is that you can still qualify by practicing the outlined recommendations below.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
Be aware that the premium rates for policies are also determined by the extent and degree of marijuana. If one is a regular user, then it might be an arduous task to actually get a comprehensive package that has added advantages such as affordability and a decent amount of coverage. You might end up paying enormously more than what a non-user does.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
Be aware that the premium rates for policies are also determined by the extent and degree of marijuana. If one is a regular user, then it might be an arduous task to actually get a comprehensive package that has added advantages such as affordability and a decent amount of coverage. You might end up paying enormously more than what a non-user does.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
The general perception by many is that use of marijuana completely locks one out of getting a health policy. The truth is that all they need to do is get relevant information on how to handle the situation. The above suggestions will be very helpful in such a case.
About the Author:
A reputable Bucks County health insurance company provides constructive advice and tips to local clients. To set up a consultation with one of the reps today, go to this site http://www.avantibenefits.com/.
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