Tuesday, September 9, 2014

Learn About Healthcare Reform Insurance Options Provided By Suwanee GA Insurance Agents

By Samital Leah Zerna


The confusion over the launch of the federal healthcare exchange and the rush for signups left many people in dire need of assistance. The help lines and government officials were overwhelmed with calls. This is when the health insurance agents Suwanee GA and other communities have listed in the yellow pages were called upon to help guide people through the process.

At the end of the day, around 220,000 Georgia residents were able to enroll into plans being offered by insurers competing for customers in the new marketplace. A lot of them started off having doubts about everything from their eligibility to the type of plan, its pricing, available subsidies, co-payments and so on. The agents and the insurers they represented helped the government get everyone through the enrollment process.

There's another round of signups about to begin now, and the same chaos looks inevitable. There will be hundreds of thousands of people rushing to sign up for affordable healthcare. It's the perfect time now to look up all the options that healthcare reform has created for individuals and businesses.

Note that agents for private insurers are legally allowed to guide consumers through the signup process to enroll into a health plan via the marketplace. Unlike government help lines and counselors, the agent is also allowed to suggest specific plans. This ensures that consumers are able to choose the best plan available in the marketplace that might be perfect for them as individuals or as a small business.

The only difference here is that the agent is not helping them directly enroll into a health care plan with a particular insurer. Instead, the consumer signs up through the marketplace. The competitive nature of the exchange ensures lower pricing.

There is also the fact that a lot of people will be eligible for Affordable Care Act tax credits. It pays for a sizable portion of the premium, making healthcare truly affordable for those who need it most. Consumers in Suwanee and other communities in Georgia with insufficient or no coverage under an employer-sponsored plan or Medicare are urged to contact insurance agents and enroll immediately using the health exchange.




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