Wednesday, August 27, 2014

5 Ways To Make Safer Credit Card Transactions Online.

By Gary Jackson


Interested in purchasing merchandise online? Online shopping has brought a new era of trade and commerce, where people can buy and sell their belongings with just the click of a button with the help of credit and debit card program transactions.

One of the most common safety measures that people should take while shopping online is to avoid using debit card programs for their transactions. The reason for this is that debit cards lack the safety that can be found in other credit and prepaid card programs. Nevertheless, while online shopping is a convenient means of making purchases, there are a number of precautions that should be taken regardless of your payment methods. These precautionary steps include:

Always buy from trusted sites. Some websites take special security measures to ensure that their online store is completely safe to use for their users. However, not all sites are equally reliable, so make sure that you only purchase your items from a secure forum, where authentic sellers are available.

Avoid Credit Card Transactions in Public Places. If you are browsing the online store from a public computer or network, avoid making purchases from it, as there is a greater risk of your credit card information being stolen from easily accessible public systems.

Use antivirus protection. On personal laptops and desktop computers, always install antivirus software and firewall before you shop online. This is just a precautionary measure to ensure that your credit card details are not accessed by a hacker via your computer's network.

4. Steer Clear of Debit Card Programs. Try not to make a transaction online using a debit card, as they are more vulnerable of being hacked. In the instance, your debit card is hacked; the money in the account vanishes. With a credit card, a scenario such as this is less likely to occur.

Print Your Online Shopping Receipts. After you have made transactions using a credit card, always remember to print a copy of your receipt so that you will have proof of the transaction. This is one of the best ways to keep track of your money and make calculations later on. It will also enable you to determine if fraudulent transactions are being made on your card.

Get the convenience of buying everything you need via online stores and get them delivered to your doorstep, but just remember to keep the above given precautions in mind so that your credit card transactions will be performed safely.




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