Monday, March 24, 2014

Dominating Unexpected Mishaps

By Maryl Joop


Preparing for unexpected mishaps kind of seems like an oxymoron. But there are definitely ways you can prepare for the unexpected whether it be large or small. Let's run through a few scenarios and see what could be done to prepare.

The TV show MythBusters once gave a very peculiar, yet real-life example of how considering the ridiculous has the potential to save lives. There was a myth that an average man can swim as fast in syrup as he could in water. After testing this myth, the MythBusters came to the conclusion that the myth was more or less true, depending on the combination of a few factors.

Is it that important? Your son breaks his leg and needs to go to the hospital. You are frantic to help him and you wonder if you can afford the medical care that he needs. You don't need to have all of this unneeded financial stress coupled with the worry of your son's health.

The next type of safety net is, a Pre-existing Condition Insurance Plan. This type of plan will not be as important in 2014, but in the meantime, this plan can help those who have difficulty finding insurance because of a pre-existing condition. There is one condition though, that must be met, and that is that you must have gone 6 months without insurance.

Another way to prepare for your typical natural disaster is following the traditional red-cross style solutions. Put together a 72-hour kit. Practice emergency evacuations from your home. Keep food storage. Bolt down heavy objects that could topple in an earthquake, tornado, or flood. Make sure you have a small stash of cash, fuel, and medicine ready to go in an emergency.

Another textbook answer is to be financially prepared. Make sure you have the proper insurance to cover likely or at least reasonably possible situations. Car accidents happen all the time. If a sickness runs in the family, be sure you have the insurance that will cover you if you fall victim to it too. Always set aside a portion of the paycheck for an emergency fun. These measures are simple, but they could mean everything when disaster strikes.

It is easiest for pregnant women and children. You should also be aware of open enrollment periods, so you can apply at the right time.

You will be able to hop over fences when fleeing tornadoes, kick down blocked doors when escaping a fire, and run uphill fast enough to escape an oncoming flood.

As you look for Utah Health Insurance, you should be sure to also check out county and state insurance programs, these more local insurances can be extremely helpful, especially if you are visiting local doctors. Finding the right plan for you and your family will help you all to be more healthy and financially secure as you look for insurance.

No matter what kind of coverage you find for your family, having a knowledge of safety nets will help you to feel more secure throughout the many transitions of life. You deserve to be healthy, and this will certainly help.




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