Saturday, December 21, 2013

Charlotte Bankruptcy Attorney Provides Helpful Bankruptcy Faqs

By Lakisha Curtsinger


When you are having serious financial problems, your Charlotte bankruptcy attorney is there to help. You may have many questions about your situation, and perhaps the most commonly asked question from people concerns what to bring on the initial lawyer consultation. Here are some of the things you should consider.

The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.

Home owners need to have information about their property. Make sure you include all mortgage details including the amount you currently owe. You also need to find out the approximate value of your home. The best way to do this is to go online and research recent sales or contact a real estate professional.

Make a list of all your current debts and bring some type of proof with you. Include things like credit cards statements and medical bills. Make sure your statements list how much is owed and what the payments are. If you have other outstanding loans on cars or other things, include them. Include statements on any financial obligations that you owe.

In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.

When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.




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