Monday, November 7, 2016

Take These Steps After A Catastrophe With Fort Lauderdale FL Insurance Broker

By Hans Gerhard


It is impossible for anyone to know when a natural disaster will occur or how much damage it will do to one's property. Regardless of the kind of disaster that happens, homeowners and renters should do their best to minimize damage. Once the disaster has passed, file an insurance claim with all of the necessary paperwork.

Homeowners should seek assistance right away after a disaster. A Fort Lauderdale FL insurance broker provides helpful tips on what to do after a hurricane. These guidelines can be applied to other adverse events as well.

After a disaster takes place, people involved should use social media or texting to make contact with their friends and family. Listen to updates from local officials to determine when it is safe to return home. Structures belonging to homeowners should be carefully checked for stability before the owner goes inside. Watch out for debris and power lines that are down.

Do not walk or drive through floodwater no matter how important you think it is. Six inches of water is enough to whisk away a pedestrian or carry away an automobile if the water is moving swiftly. Flood waters become extremely dangerous when power lines are down. Remember that hazardous debris or ground erosion may be a serious problem anywhere that water has accumulated because it is impossible to see under the water.

As soon as possible, residents should take pictures of the damage that occurred to their home and property. This will make filing a claim considerably easier. Homeowners should do everything possible to stop the damage from spreading. These companies will not cover any damage sustained after the disaster takes place. For example, if the roof has been damaged, the owner can cover it with a tarp and immediately contact a flood remediation company.

Homeowners and renters must have adequate insurance coverage before disaster strikes. Homeowners can purchase protection for property and personal belongings, while renters can obtain coverage for personal items and belongings. Condo-dwellers can secure coverage for personal and common loss items. All three groups can include liability coverage. The Fort Lauderdale FL insurance broker offers a variety of coverage options that protect residents and their homes in the event of a storm or other disaster.




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